联邦学生援助(FSA)常见问题解答
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Now you can lock in your tuition at one price 从 start to finish of your program. Direct Subsidized 贷款s are available to undergraduate students who demonstrate financial need as determined by their completed Free Application for 联邦学生资助 (FAFSA). 美国.S. Department of 教育 pays the interest while you attend school at least half time, 只要你按时完成课程.
Direct Unsubsidized 贷款s are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. 用无补贴贷款, 你有责任支付利息, 哪一项在贷款发放时开始累积. If you do not pay the interest as it accrues, the interest will be added to the principal balance.
更多信息请参见 联邦学生资助.
FSA贷款资格 因年级水平和依赖状态而异.
Grade level is determined by the number of credits applied to your primary program. 对于新生，年级水平由申请转学分决定. 继续进修的学生, grade level is determined by the total number of credits applied to your primary program at the start of the academic year.
依赖状态由多种因素决定. 任何一个"是"的答案 依赖的问题 on the FAFSA will classify you as independent; a “no” answer to all of the dependency questions on the FAFSA will classify you as dependent.
有 合资格限额 to the amount of FSA loans you may borrow for undergraduate and graduate study as well.
每个学生颁发FSA的处理时间可能有所不同, 根据个人情况和文件要求. 您可以查看您的FSA包的估计处理时间 学生的网站 by navigating to Financial Plan > Awards & 支付.
如果你在FAFSA网站上遇到困难, 联系联邦学生援助信息中心，电话800.433.3243. There is also a Live Help button located within the FAFSA application you can use to contact the Information Center live and online.
奖励信是在FSA打包后生成的. 它会在 学生的网站 此时需要资金承兑. After that, your letter will be available by navigating to Financial Plan > Awards & 支付 > Print 贷款 Confirmation. 它也会被发布在学生网站的信件中心.
FSA loan and Pell Grant disbursement dates are based on each student’s individual schedule, 成功修满学分, 还有数周的教学时间——因此, 每个学生的日期都有很大的不同. 具体的付款日期可以在你的 学生的网站 by navigating to Financial Plan > Awards & 支付 > Disbursement Status.
通常，付款安排在新付款期开始的当天. We will begin to determine your eligibility for those funds at that time and anticipate funds will post to your student account within five to seven days of that date. 如果你是第一次贷款, 本科一年级学生, 然而, your first disbursement will be scheduled 30 days after the start of your first payment period. If a delay occurs, Financial Services will work to resolve the issue as quickly as possible.
FSA贷款和佩尔助学金在你的学年支付两次, 在每个付款期开始后不久. 一般来说, 付款安排在每个12学分付款期的开始. 如果一学年少于24个学分，课程安排将会有所不同. 具体的付款日期请参阅您的奖励信.
FSA贷款和佩尔助学金在你的学年支付两次, 在每个付款期的开始. 一般来说, disbursements are scheduled at the beginning of each 12-credit payment period. 如果一学年少于24个学分，课程安排将会有所不同. Refer to your award letter or contact Financial Services for specific disbursement dates.
尽管FSA的资金可能会因为一些原因而被重新安排, 最常见的是改变你的日程安排. Because eligibility for FSA disbursements depends on successful completion of credits and weeks of instruction, 时间表的改变可能会造成延误.
Generally, Pell Grant and loan funds are scheduled to disburse around the same time. 然而, 它们是两种不同类型的援助, 这些支出实际上是在不同的时间出现的. 具体的付款日期可以在你的 学生的网站 by navigating to Financial Plan > Awards & 支付 > Disbursement Status.
A debit memo is the transaction you will see processed on your account summary when a credit balance is about to be sent to you or returned to the FSA fund. 您的帐户摘要可在 学生的网站 by navigating to *Financial Plan > Billing*.
Elections for receiving a credit balance can be changed anytime by navigating to Financial Plan > Overview > *Manage Cards & 直接存款*. 如直接存款 以前没有设置过, click Change to Direct Deposit; if direct deposit 是之前设置的，单击“更新直接存款”. An election to receive funds by direct deposit must be on file prior to the completion of any refund calculation to ensure funds will be electronically transmitted to your designated bank account.
Credit balances will be processed within 14 calendar days of the date funds are disbursed. 一旦信用余额流程完成, 直接存款应在3-5个工作日内出现在您指定的账户中, 纸质支票应在3-10个工作日内收到. 请记住，处理时间可能会有所不同, 如邮件派递延误，大学概不负责.
You can view your account summary to see when a debit memo has posted by navigating to Financial Plan > Billing.
该大学参加了国家学生信息中心(NSC)计划, which electronically provides enrollment status and attendance data to the National Student 贷款 Database System (NSLDS). 注册办公室每周报告一次所有学生的出勤数据. 如果您的服务人员参加了NSC计划, you do not need to take any action to put your loans into a deferred status; if not, 请黄金城官网的招生 & 记录服务中心800.866.3919号请求进一步协助.
一旦提交毕业申请, several financial and academic audits must be completed before the diploma can be released. 这些审计的典型处理时间为1-3周.
Schools are only permitted to retain up to $200 of the current academic year’s FSA funds to satisfy prior academic year charges for tuition and fees. Refer to your award letter or contact Financial Services for specific academic year and payment period dates.
关于教育税收抵免的问题，一定要咨询税务专业人士.
The 1098-T form will be available to students no later than January 31st of each year for the recently ended tax year. You can consent to electronic delivery of this form or receive a paper form in the mail. 配送方式可通过登录选择 学生的网站 and navigating to Financial Plan > Tax Forms > 1098-T. The 1098-T statement will be available 3–7 days earlier if the electronic delivery option is chosen.
Be advised that the University reports qualified tuition and related expenses by payments received, 所以不是所有的学生都会收到1098-T. 如果在1098-T报告年度内没有付款到您的学生帐户, 你可能不会收到.
